When you work with Lake Tahoe Wealth Management, Inc., you can select the service program that makes the most sense for your circumstances with our flexible, needs-based planning. Our planning services address a variety of topics including but not limited to the following:
After Discovery, analysis that make up a Comprehensive Financial Plan are prepared to assess the your situation, along with various alternatives for consideration. Financial planning services include a series of analysis that are designed to provide an action plan for goal achievement. It may include a review of a your net worth (assets and liabilities), objectives, risk tolerance, risk capacity, and cash flow. Numerous analysis may be provided such as income tax analysis, retirement planning forecast and probability analysis, employee and fringe benefit analysis, education funding, estate planning, risk management review, and "personal portfolio optimization". Our service begins with a formal discovery process designed to help facilitate our understanding the your current financial and subjective information.
Lake Tahoe Wealth Management assesses your goals, objectives, time horizon, and other factors to compare where you are today in relation to the attainment of your stated goals. A series of analysis, policies, and recommendations are developed to facilitate the attainment of your desired life vision, based on what is truly important to you. You will receive education about the alternative options so that you are empowered to make informed choices about the future. Once you have chosen your path, we implement the solutions.
The financial planning process does not end there. After implementation, we move into monitoring and updating the plan as necessary. We monitor client financial plans in-line with the calendar year. For clients in the monitoring stage, the first quarter is focused on Tax Preparation and Retirement/Education/Goals planning. The next quarter will focus on Risk Management. In the third quarter, we turn to Estate plan review and implementation actions. And in the fourth quarter, we turn our attention to proactive income tax planning for the end of the year. Since many planning issues are cyclical in nature, we decided that instead of fighting the cycle, we should harness and incorporate the cycle into the financial planning process; helping you know what comes next and keeping you on the path to success.
Lake Tahoe Wealth Management provides continuous, active management of Client investment portfolios. Based on the information provided by the client and our observations from the discovery process, Lake Tahoe Wealth Management will provide the Client with an Investment Policy Statement (“IPS”) that summarizes the Client’s portfolio targets and objectives. Working within these agreed upon investment policies, Lake Tahoe Wealth Management will implement this target portfolio using specific securities as Lake Tahoe Wealth Management deems appropriate at the time.
The portfolio is designed to attempt to create "personal portfolio optimization"....a portfolio built based on our knowledge about capital markets in relation to your lifetime goals in order to improve your probability of success. Adherence to this target portfolio will be monitored on an ongoing and regular basis for re-balancing needs. Our portfolios are built on sound science and empirical evidence, designed for cost efficiency, tax efficiency, comprehensiveness, and, most importantly, they are designed with your goals and objectives in mind and are managed in conjunction with your financial plan so you know where you stand at all times.
Lake Tahoe Wealth Management is a wealth management firm, offering integrated Financial Planning Services and Portfolio Management. Lake Tahoe Wealth Management has developed a Client Service model that includes discovery, solution, implementation, and monitoring components. Upon entering into an advisory agreement, Lake Tahoe Wealth Management will begin the process with Client discovery, where we really learn about you, your values, your goals, and your family. Wealth Management is where we bring it all together, providing a solid action plan developed to give you the highest probability of success, and helping you implement it as your Personal CFO. From this process, answers to those perplexing questions in the back of your mind are brought to light, and the piece of mind we all seek becomes attainable.
Price: Our Wealth Management services start at 1% of assets under management on an annual basis with a minimum of $1,500 per year.
Our Goal as a Retirement Plan Advisor
At Lake Tahoe Wealth Management, our number one goal is to offer comprehensive retirement plan advisory and investment management services to small retirement plans. We want to partner with plan sponsors to help them address challenges that are often common with small plans:
Our Unique Value
How we work with Retirement Plan Sponsors
Price: Our Retirement Plan services start at 0.50% of plan assets on an annual basis, set-up fees may be required.
Lake Tahoe Wealth Management offers business owners its Integrated Succession SystemTM. Our process for business succession planning includes the following phases: Discovery and Family Meeting, presentation of preliminary solutions, finalization and agreement to solutions, implementation, and monitoring/annual reviews. Our business succession plans are not created in isolation of the rest of Client’s financial and non-financial life; we offer deeply integrated solutions that keep in mind the entirety of the Client’s planning picture, family emotional needs, and family dynamics. The financial aspects of the Client’s succession plan, financial plan, estate plan, and tax circumstances are all integrated into a seamless plan. Our Integrated Succession SystemTM covers:
Price negotiated: Depending on business size and complexity of the situation. Personalized contracts are created for each case.
Due to extensive experience with many firms, planners, and software packages, Lake Tahoe Wealth Management lends our expertise in wealth management to other wealth management and financial planning firms for compensation. This may include consulting regarding Operations, Processes and Procedures, Portfolio Management, and Succession Planning. We may also provide support to Advisors to assist their Clients with numerous analyses, including but not limited to Tax Planning, Estate Planning, Portfolio Analysis, Retirement Planning, Education Planning, Annuity Analysis, Cross-Border Planning, Executive Compensation Planning, and Risk Management. Lake Tahoe Wealth Management’s strength is derived from our exposure to so many top planners and firms over the years.
Price Negotiated: Based on complexity and Planner requested for collaboration. Personalized contracts are created for each case.
Lake Tahoe Wealth Management will provide fiduciary asset management services to Foundations and Endowments. Lake Tahoe Wealth Management will work with the Directors and Boards of Foundations and Endowments to identify goals that integrate the relationship between endowment policy and the investment policies. Investment policies will be developed to incorporate appropriate asset allocation, including ascertaining risk tolerance, defining a time horizon, identifying appropriate asset classes and re-balancing guidelines, and assisting in defining the duties of all involved parties.
Price: Our Foundations & Endowment services start at 1% of assets under management on an annual basis with a minimum of $1,500 per year.